Payout-method fees range 0% to 6.5%, a hidden cut bigger than most rate negotiations

Payout-method fees range 0% to 6.5%, a hidden cut bigger than most rate negotiations
Method fee = the percentage shaved when funds move from network to you.

— Wire (SEPA/domestic): 0.3% ▏
— Wire (international SWIFT): 2.1% flat-ish + FX ▏▏▏
— Crypto (USDT): 0.8% ▏▏
— PayPal: 3.4% ▏▏▏▏
— Card/e-wallet load: 6.5% ▏▏▏▏▏▏

For most affiliates the method fee exceeds anything they'd win haggling a 2% rate bump, yet it's rarely negotiated. FX = currency conversion spread on top. n=29 networks, 6 methods.

Read: optimize your payout rail before your payout rate; a method swap can beat a rate negotiation outright.