Weekly payments are not a reliability signal
Myth: a network paying weekly is safer than one paying net-30.
Observed across 38 networks, 12-month sample:
— Weekly-pay cohort: missed/late payment incidents 9% ▏▏▏▏
— Net-30 cohort: missed/late incidents 6% ▏▏▏
— Correlation between pay frequency and default risk: r=0.08 (none)
Payment frequency is a cash-flow convenience, not a solvency proxy. Several weekly-pay networks ran short on a single bad week; mature net-30 desks held reserves and didn't.
Read: frequency ≠ stability. Score reliability on missed-payment history, n of payouts cleared, not the calendar.
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Weekly payments are not a reliability signal
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