Networks with short holds run 2-3x higher scrub rates

Networks with short holds run 2-3x higher scrub rates

Short payment-hold (fast money) vs long-hold networks, and the hidden scrub trade.

— Short-hold (7d) avg scrub: 14-22% ▏▏▏▏▏▏▏▏▏
— Long-hold (45-60d) avg scrub: 6-9% ▏▏▏▏
— Net effective payout often within 2% of each other
— Short-hold dispute resolution: slower (n=19 networks)

Read: fast holds and low scrubs rarely coexist; the network recovers risk somewhere. Compare net-of-scrub effective payout, not headline hold time. The two often converge within 2%. n=19 networks.